Receiving a monthly SSDI check provides peace of mind to millions of Americans with disabilities, who rely on these benefits to support their living expenses since they are unable to work due to a handicap. The Social Security Administration (SSA), the government organization responsible for managing and delivering these payments, announced that there are still three Social Security payments due this month. If you qualify for disability benefits, learn more about the payments that will be made in the following weeks.
In addition to providing critical coverage for individuals who become disabled and families whose breadwinners die, Social Security provides a foundation of income from which workers can plan for retirement. According to SSA figures, over 67 million people, or one in every five U.S. citizens, receive Social Security payments, with seniors accounting for four out of every five beneficiaries. The remaining five beneficiaries are either young survivors of dead workers or SSDI recipients.
To qualify for SSDI, disabled individuals must show that their impairment prevents them from working or engaging in substantial gainful activity (SGA) and paying payroll taxes. However, because disability benefits may not be enough to cover all expenses, you should seek additional sources of income. In addition, to qualify for disability benefits, a person must meet Social Security’s definition of disability, which includes being unable to work for a year or more due to a severe medical condition or being in imminent danger of death.
Many Social Security beneficiaries might be unaware, but in addition to SSDI payments, some beneficiaries may be eligible for Supplemental Security Income (SSI) benefits. Although the objectives of these two programs differ, many people may be eligible for both, provided they meet the tight conditions. According to current SSA standards, there is no need for two separate applications, and SSI benefits cannot exceed your monthly salary.
Every month, the SSA delivers three rounds of payments on a staggered methodology for all those disabled individuals who claimed disability benefits after May 1997. To deliver their SSDI check, the federal agency uses the beneficiary’s birth date to determine which recipients will get paid first. According to the official SSDI check payment schedule, these are the upcoming payment dates for July:
The Social Security Administration will calculate your payment based on your average lifetime earnings before you became disabled and the type of disability you have. For example, if you are blind, you may be eligible for a separate payment; however, the degree of your condition will not change the amount of SSDI benefits you receive. Remember that your monthly SSDI check is calculated using your average covered earnings over some time, often called your average indexed monthly earnings (AIME).
Furthermore, the Social Security Administration uses these figures in a calculation to determine your primary insurance amount (PIA), which will be the base amount used to determine your benefit. Lastly, as there are different payment amounts, below you can find all the confirmed payments for recipients from the program in 2024:
Disability benefits | SSDI check |
On average | $1,537 |
Other payments | Blind recipients: $2,590Maximum payment: $3,822 |
For additional information about your monthly payment amount, you can always access your My Social Security Account, where you can download monthly statements and even request other Social Security-related procedures.
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